yearn.finance
YFI #307Project Safety Score: 80%
Updated 16 minutes ago& Market
Credibility
Behavioral
Mechanics
Distribution
Yearn Finance is a decentralized finance protocol established by Andre Cronje, operating on the Ethereum blockchain. Its primary offerings include lending aggregation, yield generation, and insurance. The protocol is governed by holders of its native token, YFI, and is supported by various independent developers.
The platform automates capital allocation across lending protocols such as dYdX, AAVE, and Compound to optimize yield, which fluctuates based on market conditions. Users can deposit major USD-pegged tokens like DAI, USDT, USDC, and TUSD, receiving yield-bearing tokens in return. Yearn also features vaults for automated yield farming, designed to reduce gas costs and facilitate passive investment strategies without requiring extensive knowledge of the underlying DeFi mechanisms.
Risk Report
Cryptocurrency carries risk. Every project listed on this site, regardless of its score, operates in a volatile and largely unregulated market. Tokens can lose most or all of their value. A high score reflects lower structural risk based on the data we can measure. It does not mean a project is safe, that the price will hold, or that losses are unlikely. Always research independently and never commit money you cannot afford to lose.
Liquidity and market dynamics score 85 out of 100. The asset shows strong exchange presence with listings across 77 exchanges, and liquidity depth supported by $5,990,667 in 24h volume. Volume-to-market-cap is high (90), with the provided ratio at 6.08%, suggesting relatively healthy market trading activity for this token.
Team credibility score 73 out of 100. The project is relatively mature at 4.9 years old, and there are 4 audit firms on record (audits score 100). Public development signal is mixed: the latest GitHub activity shows 0 commits in the last 4 weeks and 52 stars (github activity score 22). Agent could not determine whether team members are doxxed, but the deployer address is recorded (70).
Social and behavioral signals score 56 out of 100. Social audience data shows Twitter (linked, followers not provided), Telegram with 5,623, and Reddit (linked, follower count not provided), while sentiment is evenly split (50% up / 50% down). Security-related behavioral flags indicate scam allegations were found, with 1 allegation, 0 bad press, 0 regulatory flags, and 1 incidents, which keeps this bucket in the middle range.
Contract mechanics score 78 out of 100. The contract is verified (100), open source (100), and shows no honeypot behavior (100). Transfers/taxes are 0% for buys and sells (100), and a supply hard cap is defined (100) with 97% of total supply circulating (100). Key risks remain: the token is mintable (50), the owner can change balances (balance manipulation 20), there are hidden/pausable/blacklist-type functions (75), and the system is proxy upgradable (60), alongside a hidden owner flag.
Holder distribution score 79 out of 100. Concentration is relatively controlled: top 10 wallets hold 41.6% (88), and top 50 wallets hold 76.2% (68). The largest non-filtered holder holds 10.4% (69), and the holder base is large with 51,946 total holders (82). A risk flag notes a single wallet over 10%, but overall distribution still scores well.
Inherent crypto risk for yearn.finance: even with solid liquidity and contract verification, smart-contract platforms carry baseline risks from upgradeability, minting authority, and owner-controlled privileges. Here, the contract is upgradable and mintable, and owner balance-change capability is flagged, so stakeholders should treat governance and administrative risk as central to the asset’s safety profile despite a BBB overall rating.
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Andre Cronje - Creator of yearn.finance / YFI (as described in profiles/articles)Named as creator of yearn.finance/YFI in third-party profiles and articles.
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ChainSecurity unknownFound a ChainSecurity audit page for yearn – oYfi, but no direct auditor-owned PDF/URL was captured in search results.
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CertiK unknownFound a CertiK incident/exploit explanation referencing a date and an exploit, but no standalone CertiK audit report URL was captured in search results.
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PDF report states overall audit result: PASSED; total findings included 0 critical/high/medium and 2 informational issues.
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Veritas Protocol unknownFound a VeritasProtocol audit page, but no downloadable auditor-owned report URL was captured in search results.
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0.3
PSA: Scam alert! There is no YFI airdrop. All YFI has been distributedReddit users (r/yearn_finance) · source ↗
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misconfiguration exploit (yUSDT) 2023-04-13 · $10000000CertiK describes an attack on yearn.finance due to a misconfiguration of the yUSDT contract, resulting in a loss of approximately $10M. ↗
- ✓Community-governed via YFI holders (described in multiple sources).
- ✓At least one auditor PDF report was found stating PASSED for a YFI contract scope (EtherAuthority report).
- ✗Token supply can be minted by the owner
- ✗No recent code commits
- ✗Public scam allegations have been raised
Price Chart - yearn.finance
Contract Security
0x0bc529c00c6401aef6d220be8c6ea1667f6ad93eOn-Chain Facts
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0x86e6350cb5ae99def…7.75% -
0xf977814e90da44bfa…5.87% -
0x979d08767aee8bce3…5.35% -
0x90c1f9220d90d3966…4.19% -
0x5a52e96bacdabb82f…3.45% -
0x15da7556d5ed88830…2.83% -
0x42b25284e8ae427d7…2.69% -
0x47ac0fb4f2d84898e…2.45% -
0xfeb4acf3df3cdea73…2.26% -
0x939d007d8ce3ac6f9…1.82%
yearn.finance Exchanges
Top 20 by trust scoreView on Chain
Technical Analysis
Buy / Sell signals
Market Stats
Community Sentiment
Recent News
Yearn.finance ($YFI) Price Prediction for 2026, 2027 – 2030: Is YFI A Good Investment For The Future?
Yearn.finance (YFI) to Moldovan Leu (MDL) exchange rate
Bithumb Delisting Watchlist: A Triumphant Reversal for YFI Token After Compliance Resolution
Posts from the yearn_finance
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