Stellar
XLM #22Project Safety Score: 68%
Updated 0 minutes agoRecord
Health
Security
Behavioral
& Liquidity
Stellar is a decentralized, open-source network co-founded in 2014 by Jed McCaleb and Joyce Kim. It aims to facilitate efficient value transfers across various currencies and assets worldwide, primarily serving underserved populations by connecting banks, payment systems, and individuals. The project is managed by the non-profit Stellar Development Foundation and relies on the Stellar Consensus Protocol and Federated Byzantine Agreement to maintain ledger integrity through trusted nodes. Key features include a built-in distributed exchange for asset trading and the Soroban platform for smart contract development.
The network's native token, XLM, plays a critical role in maintaining its operations by serving as an intermediary for efficient exchanges and helping to mitigate spam via transaction fees and minimum balance requirements. Stellar has no built-in inflation mechanism; the community voted to disable the automatic creation of new tokens. The project was initially supported by early funding from Stripe, but it now relies on contributions from a global network of validators and developers.
Risk Report
Cryptocurrency carries risk. Every project listed on this site, regardless of its score, operates in a volatile and largely unregulated market. Tokens can lose most or all of their value. A high score reflects lower structural risk based on the data we can measure. It does not mean a project is safe, that the price will hold, or that losses are unlikely. Always research independently and never commit money you cannot afford to lose.
Track record score 80 out of 100. Stellar boasts a strong history with over 12 years of operation and no regulatory actions against it. Although there have been two historical incidents noted, the presence of only one additional concern raised by research reflects well on the project's overall reliability and governance. This solid track record is a positive indicator for potential investors.
Economic design score 55 out of 100. Stellar's economic design presents a mixed picture, as it has no hard supply cap, which could lead to potential inflation over time. Currently, 67% of its total supply is in circulation, indicating a moderate level of liquidity. The lack of a defined supply cap raises some concerns among analysts, impacting its overall economic strategy.
Developer health score 67 out of 100. Stellar's developer ecosystem shows commendable activity, reflected in its 3,118 GitHub stars and 969 forks. The commit cadence of 86 commits in the last month indicates ongoing development and engagement, while 84 contributors active in pull requests highlight a healthy collaboration among developers. This suggests a robust foundation for the project's future enhancements.
Network security score 68 out of 100. With a market capitalization of over $5 billion and a chain age of 12.3 years, Stellar shows promising economic security. However, the historical incidents recorded may raise questions regarding its resilience. Analysts note multiple chain incidents, which, although concerning, do not overshadow the project's strong foundational age and market presence.
Social behavioral score 55 out of 100. Stellar has a verified presence across social media platforms, but audience data for Twitter and Reddit is limited. The sentiment around the project is largely positive, with a significant majority expressing favorable views. Nevertheless, the reported instances of negative press and research concerns may influence public perception, keeping the score on the lower side.
Adoption liquidity score 61 out of 100. Stellar has established itself with a daily trading volume of approximately $105 million and an impressive 70 listings on centralized exchanges, 37 of which are considered trustworthy. Despite the strong exchange presence, the market capitalization tier indicates some room for growth in liquidity and broader adoption, impacting its overall performance.
Investors should be aware that inherent risks exist in the crypto space, including market volatility, regulatory changes, and potential security issues. Although Stellar has a solid historical foundation, the flags noted could indicate challenges that might impact its performance in the future.
-
Prior: Ripple, eDonkeyKnown for co-founding Ripple and eDonkey.
-
Prior: Kiva.orgFormer Executive Director of Kiva.org.
-
No critical vulnerabilities found; minor issues addressed.
-
hack 2017-04-01 · $10000000An attacker exploited a concurrency bug in Stellar's code, creating 2.25 billion XLM. The Stellar Development Foundation burned an equivalent amount from its community reserves to offset the inflation. ↗
-
hack 2018-01-13 · $400000Hackers gained control of BlackWallet’s DNS settings, withdrawing $400,000 worth of Stellar Lumens from users' wallets. ↗
-
Messari · 2019-03-27
-
Bitcoin Insider · 2018-01-13
-
CoinDesk · 2025-09-01
- ✓Strong institutional backing from Stripe, Google Ventures, and IDG Capital Partners
- ✓Active community engagement with official channels on Twitter, Telegram, Discord, YouTube, and GitHub
- ✓Transparent response to security incidents, including burning equivalent XLM to offset inflation bug
- ✗Multiple chain incidents on record
- ✗No hard cap on total token supply
- ✗Inflation bug in 2017 leading to creation of 2.25 billion XLM
- ✗BlackWallet hack in 2018 resulting in $400,000 loss
Price Chart - Stellar
Stellar Exchanges
Top 20 by trust scoreTechnical Analysis
Buy / Sell signals
Market Stats
Community Sentiment
Recent News
Blazpay ($BLAZ) Stellar Cipher Crypto Presale 2026 Surges While
BNB News Today Shows Strength, Stellar Advances, and APEMARS Sparks FOMO as Top Crypto to Buy in 2026
Stellar (XLM) Down 7.6% Amid Broad Crypto Selloff
Bermuda moves payment services onchain via Stellar network
Stellar (XLM) Price Dodges Correction, Locks In $0.20 as May Target Unless This Happens
XRP Leads Major Altcoins Higher as CLARITY Act Triggers Payment-Focused Crypto Rally
Stellar (XLM) Surges 3.35% on Institutional Adoption News
Chainlink, Hedera, and Stellar Lead RWA Crypto Development
Tiny Bermuda Just Chose Stellar to Run Its Entire Finance
Best 100x Coin? Litecoin and Stellar Climb, While APEMARS' Top
Posts from the stellar
community on Reddit