XR

XRP

XRP #5
CC 44% Token Watch

Project Safety Score: 44%

Updated 1 day, 7 hours ago
XRPXRP
Market DataNo market data available
Coverage: 5 buckets · 60% resolved
Concerns raised - see Red Flags below
Scoring rubric: Smart-Contract Token - scored on contract safety, liquidity, holders, team, social
Liquidity
& Market
-
0% · low
Team
Credibility
88 AA
80% · medium
Social
Behavioral
39 C
50% · low
Contract
Mechanics
5 F
20% · medium
Holder
Distribution
-
0% · low

Community Rating

No votes yet
💩 Shitcoin
⚠️ Risky
🤷 Mid
Solid
Amazing

Log in or register to vote.

XRP XRP Details
Type
Layer 1 (L1)
Launched
2012
HQ
San Francisco, USA
Team
Doxxed

XRP is the native token of the XRP Ledger, a Layer 1 blockchain designed for global payments. Founded in a modern form by Jed McCaleb and Chris Larsen, with origins tracing back to 2004, the network facilitates near-instant cross-border settlements. XRP serves as a bridge asset between fiat currencies, helping financial institutions reduce liquidity costs and eliminating the need for pre-funded accounts. The network processes around 1,500 transactions per second and employs a federated consensus protocol for transaction validation.

The governance model relies on a Unique Node List of trusted validators who must achieve an eighty percent consensus to confirm transactions. A small amount of XRP is burned with each transaction to protect the network from spam. Institutional adoption increased significantly with the approval of spot XRP ETFs by the SEC in November 2025, leading to listings on major exchanges. While Ripple is a main contributor, the XRP Ledger functions as an open-source decentralized network.

Risk Report

Cryptocurrency carries risk. Every project listed on this site, regardless of its score, operates in a volatile and largely unregulated market. Tokens can lose most or all of their value. A high score reflects lower structural risk based on the data we can measure. It does not mean a project is safe, that the price will hold, or that losses are unlikely. Always research independently and never commit money you cannot afford to lose.

Track record score 71 out of 100. XRP has been operational for 14.3 years, which reflects a strong history in the crypto space. However, it has faced one regulatory action and one historical incident, impacting its regulatory profile. Additional concerns raised during the research process are noted but do not seem to undermine the overall reliability of the project compared to others in the space.

Economic design score 80 out of 100. XRP has a clearly defined supply cap of 100 billion tokens, which adds to its attractiveness as an asset. While 62% of the total supply is currently circulating, the project maintains a controlled and transparent economic framework, enhancing investor confidence.

Developer health score 50 out of 100. The project has a solid GitHub presence with 4,384 stars and 1,525 forks, indicating a level of community engagement. However, the recent commit cadence is somewhat low, with only four commits in the past four weeks and 62 contributors making pull requests. This may suggest a need for improved development activity to keep the project vibrant.

Network security score 86 out of 100. With a market cap of over $88 billion and a long-standing chain age, XRP demonstrates substantial economic security. The historical incident recorded does pose some risk, but the overall strength in security metrics indicates a robust and well-established network.

Social behavioral score 35 out of 100. While XRP has verified social accounts on various platforms, the audience engagement data is limited. Sentiment analysis appears overwhelmingly positive, yet the presence of scam allegations, regulatory concerns, and a history of incidents contribute to a less favorable score in this category.

Adoption liquidity score 84 out of 100. XRP boasts impressive adoption metrics, including a daily trading volume exceeding $2 billion and 64 listings on centralized exchanges, 38 of which are classified as trustworthy. This positions XRP favorably for liquidity and accessibility in the market.

Overall, while XRP has several strong attributes that contribute to its high score, there are inherent risks associated with regulatory scrutiny and past incidents. Investors should weigh these factors carefully when considering this asset in their portfolios.

  • Chris Larsen - CEO LinkedIn ↗
    Prior: E-Loan, Prosper Marketplace
    Co-founder and CEO of Ripple Labs, previously co-founded E-Loan and Prosper Marketplace.
  • Jed McCaleb - CTO LinkedIn ↗
    Prior: Mt. Gox, Stellar
    Co-founder and CTO of Ripple Labs, previously founded Mt. Gox and Stellar.
  • Trail of Bits 2020-06-30 pass report ↗
    Comprehensive security audit of the XRP Ledger, identifying no critical vulnerabilities.
View whitepaper ↗ (2012)
Quality: high
Max supply: 100000000000
Team allocation: 20.0%
Investors: 30.0%
Public: 50.0%
Next unlock: 2026-05-03
  • 0.8
    8.5 million XRP lost to fake airdrops and YouTube giveaway scams since 2019.
    CoinTelegraph · source ↗
  • U.S. Securities and Exchange Commission (SEC) 2020-12-22
    Filed a lawsuit alleging that Ripple Labs and its executives conducted an unregistered securities offering by selling XRP.
  • unauthorized access 2024-01-31 · $112500000
    Unauthorized access to Ripple co-founder Chris Larsen's personal XRP accounts, leading to the theft of approximately 213 million XRP, valued at around $112.5 million.
  • High-profile venture capital backing from firms like Andreessen Horowitz and Pantera Capital.
  • Achieved 100% decentralization milestone for the XRP Ledger.
  • Active development and open-source codebase on GitHub.
  • No hard cap on total token supply
  • Public scam allegations have been raised
  • Centralized control over XRP's supply by Ripple Labs.
  • Legal challenges regarding XRP's classification as a security.
  • Incidents of unauthorized access to personal XRP accounts.

Price Chart

Discussion
0 comments
Log in or register to join the discussion.

No comments yet. Be the first to share your take.

0%
Profile Status
Data completeness
Some data missing
Medium confidence

Market Stats

Recent News

Why the CLARITY Act matters more to XRP than to almost any other crypto

general 1 source 1 day, 16 hours ago

Crypto News: Goldman Sachs Dumps XRP and Solana ETFs Entirely in Q1 2026, Trims Bitcoin and Ether Positions

general 1 source 2 days, 14 hours ago

Ripple-linked XRP slips 2% as profit-taking knocks token back below $1.40

general 1 source 2 days, 15 hours ago

Can XRP reclaim $1.50 as ETF inflows and crypto optimism return?

general 1 source 2 days, 17 hours ago

Ripple Is Underperforming Everything. Is XRP Still the Smartest Crypto Buy Right Now?

general 1 source 2 days, 18 hours ago

XRP ‘Trade Of A Lifetime’ Is Setting Up, Says Crypto Analyst

general 1 source 2 days, 21 hours ago

Which Crypto Has the Strongest On-Chain Activity Between XRP, Solana, and Cardano?

general 1 source 2 days, 21 hours ago

XRP: The founder of Cardano denies any orchestrated attack against Ripple's crypto

hack 1 source 3 days, 13 hours ago

Intesa Sanpaolo’s crypto holdings jump to $235M as XRP enters

general 1 source 3 days, 19 hours ago

Ripple’s XRP Meets AI Trading as AixAlpha Launches New Free Intelligent Trading System

general 1 source 4 days, 14 hours ago
Posts from the ripple
community on Reddit