Flow Lending
FLOW #1796Project Safety Score: 29%
Updated 11 hours, 5 minutes ago& Market
Credibility
Behavioral
Mechanics
Distribution
Surf is a decentralized pooled lending protocol built on Cardano. Lenders earn yield by supplying ADA, stablecoins, and other supported assets, while borrowers use ADA and Cardano-native tokens as collateral to unlock liquidity without selling their holdings.
Borrowers draw directly from shared liquidity pools, without waiting for an individual lender or agreeing to a fixed maturity date. Surf supports a broad range of Cardano-native markets and offers features including multi-collateral pools, dynamic interest rates, partial repayments, collateral management, integrated leverage, and community-created lending markets.
SURF is the protocol’s native token and is used for staking, incentives, community pool creation, and governance.
Risk Report
Cryptocurrency carries risk. Every project listed on this site, regardless of its score, operates in a volatile and largely unregulated market. Tokens can lose most or all of their value. A high score reflects lower structural risk based on the data we can measure. It does not mean a project is safe, that the price will hold, or that losses are unlikely. Always research independently and never commit money you cannot afford to lose.
