Figure Heloc

Figure Heloc

FIGR_HELOC #9
CC 42% Token Watch

Project Safety Score: 42%

Updated 5 minutes ago
Figure HelocFIGR_HELOC
Market Cap$18351521317
24hr Volume$16157213
24hr Change-0.4%
Price$1.031
Coverage: 5 buckets · 80% resolved
Concerns raised - see Red Flags below
Scoring rubric: Smart-Contract Token - scored on contract safety, liquidity, holders, team, social
Liquidity
& Market
50 CCC
67% · medium
Team
Credibility
75 BBB
80% · medium
Social
Behavioral
38 C
75% · medium
Contract
Mechanics
5 F
33% · medium
Holder
Distribution
-
0% · low

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FIGR_HELOC Figure Heloc Details
Type
RWA, Tokenized Private Credit
Launched
2025
HQ
San Francisco, USA
Team
Doxxed

Figure Heloc is developing a foundational protocol for institutional debt markets utilizing Provenance Blockchain. The project includes Figure Connect, which serves as a primary market by standardizing and tokenizing debt assets like HELOCs and private credit, and Figure Markets, a secondary trading platform that facilitates continuous settlement of these digital loan assets through decentralized custody.

The platform aims to streamline the origination, trading, and settlement processes for loan assets. It provides support for both cryptocurrency and fiat transactions, thereby integrating real-world asset finance within the existing lending ecosystem while focusing on enhancing liquidity and accessibility in the debt market.

Risk Report

Cryptocurrency carries risk. Every project listed on this site, regardless of its score, operates in a volatile and largely unregulated market. Tokens can lose most or all of their value. A high score reflects lower structural risk based on the data we can measure. It does not mean a project is safe, that the price will hold, or that losses are unlikely. Always research independently and never commit money you cannot afford to lose.

Economic design score 75 out of 100. The project has a defined economic structure, but it lacks a hard supply cap, which has the potential to introduce inflation. However, it should be noted that 100% of its total supply is currently circulating, indicating an active economy that can attract interest.

Liquidity and market dynamics score 59 out of 100. The asset shows moderate liquidity, with a volume-to-market capitalization ratio of 0.28%. The liquidity depth is strong, with a daily trading volume of approximately $49.7 million. However, the presence of only one exchange, which is not fully trusted, raises some concerns regarding its accessibility.

Team credibility score 75 out of 100. The team behind this project is publicly identified, adding a layer of transparency. The project's whitepaper is rated highly, and there is one audit firm on record verifying its security measures. The asset is relatively young, having been around for about 1.3 years, but overall team credibility appears stable.

Social and behavioral score 39 out of 100. The project's social media presence is verified, with accounts on platforms like Twitter and Telegram, although specific audience data is limited. Sentiment surrounding the project is balanced, with equal positive and negative reactions. Nonetheless, several red flags related to alleged scams and a history of hacks have been identified, adding layers of risk to its social standing.

Inherent crypto risks apply to Figure Heloc, particularly given its current score and the flagged concerns. Issues such as the lack of a supply cap, limited exchange trust, and social allegations indicate potential volatility and uncertainty. Investors should proceed with caution, recognizing the complexities inherent in this asset class.

  • Mike Cagney - CEO LinkedIn ↗
    Prior: SoFi
    Mike Cagney is the CEO and founder of Figure Technology Solutions, Inc. He previously co-founded SoFi, a leading online personal finance company.
  • Trail of Bits 2025-06-15 pass report ↗
    The audit found no critical vulnerabilities in the smart contract code.
View whitepaper ↗ (2025)
Quality: high
Max supply: 15000000000
Team allocation: 20.0%
Investors: 30.0%
Public: 50.0%
Next unlock: 2026-06-15
  • 0.8
    Alleged misrepresentation of blockchain use in loan origination system
    Morpheus Research · source ↗
  • flash crash 2025-10-24 · $10000000000
    FIGR_HELOC experienced an 81% flash crash, dropping from $1.00 to $0.19, leading to concerns about the stability of blockchain-based real-world asset tokens.
  • High-quality loan products tokenized on blockchain
  • Expansion into multiple states
  • Positive press coverage
  • Trading volume is near zero
  • No hard cap on total token supply
  • Public scam allegations have been raised
  • Allegations of misrepresentation regarding blockchain use in loan origination system
  • 81% flash crash in October 2025
  • Lack of transparency in tokenomics and supply structure

Price Chart

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28%
Profile Status
Data completeness
Some data missing
High confidence

Market Stats

All-Time High$1.05
All-Time Low$0.1554
Circulating17790434152
Total Supply17790434152

Recent News

Figure Heloc Price (FIGR_HELOC INR)

general 1 source 6 days, 16 hours ago

Figure Heloc Price (FIGR_HELOC INR)

general 1 source 1 week, 3 days ago

Figure Heloc Price (FIGR_HELOC INR)

general 1 source 2 weeks, 4 days ago

Figure targets Fannie and Freddie with cheaper mortgage tech

general 1 source 2 weeks, 5 days ago

Figure targets Fannie Mae and Freddie Mac in mortgage push, citing massive cost cuts for borrowers

general 1 source 2 weeks, 5 days ago

Provenance Blockchain TVL Hits All-Time High of $1.2 Billion

general 1 source 3 months, 1 week ago

Figure Heloc becomes 10th biggest crypto — but critics say it shouldn’t be there

general 2 sources 3 months, 2 weeks ago

Figure HELOC Price Today in United States | FIGR_HELOC to USD Live Price & Chart

general 2 sources 4 months, 1 week ago

Figure HELOC Price Today in India | FIGR_HELOC to INR Live Price & Chart

general 1 source 4 months, 2 weeks ago

Figure’s flash crash sends $13bn worth of blockchain loans flying

market_crash 1 source 6 months, 3 weeks ago