What is PointPay?

PointPay is a cryptocurrency banking platform that has been operational since 2018, primarily based in St. Vincent & the Grenadines, Estonia, and Lithuania. It serves over 1 million active users and is licensed to operate with digital assets through its Lithuanian entity, UAB Point Pay EU. The platform includes a blockchain bank, an exchange, a crypto wallet, and a payment system, allowing users to access various crypto banking services.

The blockchain-based bank allows users to earn daily interest on funds and obtain instant loans without traditional credit checks. Users can stake PXP tokens for potential annual returns of up to 20%. The crypto exchange offers three interfaces for different user needs, while the wallet enables easy storage and transfer of digital assets. The payment system permits users to purchase digital assets directly with fiat currencies.