Is XRP a scam?

Asked about XRP (XRP), market cap rank #5.

Short answer

XRP (XRP) is rated BB on isthiscoinascam.com. This is a moderate score — some risk signals were raised but no critical concerns.

Source: isthiscoinascam.com · Updated 2026-05-24

Red flags raised

  • Regulatory action has been taken against this project
  • Public scam allegations have been raised

Positive signals

  • High-profile venture capital backing from firms like Andreessen Horowitz and Pantera Capital.
  • Achieved 100% decentralization milestone for the XRP Ledger.
  • Active development and open-source codebase on GitHub.

Security audits

1 audit on record.

  • Trail of Bits (2020-06-30) — pass

Team transparency

The XRP team is doxxed — public identities are known.

See the full report

Live price, contract security details, holder distribution, audit list, founder background and community ratings.

Open the full XRP report →

Related questions