Is BlackRock USD Institutional Digital Liquidity Fund a scam?

Asked about BlackRock USD Institutional Digital Liquidity Fund (BUIDL), market cap rank #40.

Short answer

BlackRock USD Institutional Digital Liquidity Fund (BUIDL) is rated B on isthiscoinascam.com. This is a moderate score — some risk signals were raised but no critical concerns.

Source: isthiscoinascam.com · Updated 2026-05-11

Red flags raised

  • Team is anonymous
  • Majority of recent sentiment is negative
  • No hard cap on total token supply
  • A single wallet holds over 10% of supply
  • Top 10 wallets hold more than 50% of supply
  • Top 10 wallets hold more than 70% of supply
  • Upgradable proxy
  • Very few unique holders

Positive signals

  • Managed by BlackRock Financial Management, Inc., a subsidiary of BlackRock, Inc.
  • All tokens are currently in circulation, ensuring immediate availability for investors.

Security audits

1 audit on record.

  • Veritas Protocol (2024-03-20) — critical_findings

Team transparency

The BlackRock USD Institutional Digital Liquidity Fund team is anonymous — public identities are not on record.

See the full report

Live price, contract security details, holder distribution, audit list, founder background and community ratings.

Open the full BlackRock USD Institutional Digital Liquidity Fund report →

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